Underwriters are responsible for setting the pricing and conditions of D&O policies. By understanding the factors they take into account while doing so, you can ensure that you're putting your best foot forward when securing terms. Despite a … [Read more]
Applying for D&O insurance
The D&O application process often surprises many leadership teams. It is complex and requires the disclosure of sensitive information. But with the right help, an organisation's directors and officers will be adequately protected for years to … [Read more]
Reporting claims and circumstances to insurers
We all buy insurance hoping we'll never need to use it. However, there will come a time where you'll have to notify your D&O insurer of a claim, or at least, a situation which may materialise into one. Below, we explore the things you need to … [Read more]
The conditions applying to D&O coverage
Every insurance policy has conditions which apply to its function and in this respect, D&O is no different. A policy's conditions lay out everything that an organisation and its management need to consider for coverage to apply. D&O … [Read more]
The role and reasoning behind self-insured retentions
Risk retention is something we deal with in all kinds of insurance. In D&O matters, a self-insured retention ensures that an organisation's policy is ready to respond when it's needed most. The self-insured retention (SIR) is an important … [Read more]
Understanding the limit of liability and structuring one adequate for your needs
Understanding the function of the limit of liability, as well as selecting an appropriate level of coverage, is a difficult decision for many organisations. Read on to learn more about how it works and what options are available. The limit of … [Read more]